This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.

We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.

We’ve worked with countless customers with all kinds of credit to help them discover their financing options.

In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

To keep your appointment as quick as possible, please bring a valid driver's license, current proof of automotive insurance, your current vehicle's title/registration if you are trading it in, and your most recent proof of income. If you completed our digital application, let us know so we can have your info pulled up!

Absolutely! We believe the car-buying process should be straightforward and stress-free. You can complete our secure online Kia finance application right from your computer or phone. Once received, our financial managers will review your options with our network of lenders, giving you a clear picture of your buying power before you step onto our Scottsdale showroom floor.